Disaster Unemployment Assistance is available to individuals for weeks of unemployment beginning after the date the President makes a disaster declaration and for up to 26 weeks after the major disaster, as long as their unemployment continues to be a result of the major disaster. The maximum weekly benefit amount is determined under the provisions of the state law for unemployment insurance in the state where the disaster occurred.
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Before contracting for any services, the consumer should:
- Verify licensing, if applicable, with appropriate regulatory agencies;
- Verify company legitimacy with local Better Business Bureaus;
- Obtain comparison bids with lists of services provided and material costs;
- Obtain all estimates in writing;
- Speak with other customers to verify satisfaction;
- Read all contracts or service agreements before signing; and
- File complaints with appropriate regulatory agencies if confronted with potential fraud or abuse.
The telephone number for the Texas Office of the Attorney General is 1-800-252-8011. Urge consumers to contact the Attorney General if someone calls with what the consumer feels is a scam -- an early alert can prevent others from fraud. Urge them to contact the local newspaper’s consumer desk to notify them of scams.
Texas Business & Commerce Code § 58.001 regulates the actions of disaster remediation contractors who do not maintain offices within a county or adjacent county where a natural disaster occurred. Unless a disaster remediation contractor has an established office in the county or adjacent county where a property is located for at least 1 year prior to the contract, a disaster remediation contractor cannot require full or partial payment before beginning work and can only require partial payment reasonably proportionate to work performed.
Whether your car will be totaled is determined on a case-by-case basis. Typically, when the cost of repair plus the salvage value equals or exceeds the actual cash value of the vehicle prior to the loss, it will be considered a total. A primary factor is the amount of water in your car. Generally, if water covered your dashboard or electrical components, the car will be totaled.
Your policy will provide coverage for renting another vehicle only if you have an endorsement on your policy for rental reimbursement coverage. Under this coverage, the insurance company will pay up to the limit shown on the endorsement for the reasonable amount of time it takes to repair or replace your vehicle.
Only if you carry “other than collision” coverage, also called comprehensive coverage, on your policy. This information can be found on your policy’s declarations page. If you do not have a copy of your policy, you may wish to check with your agent or insurance company.
Contact the Unclaimed Autos department of the area police department. Also, your vehicle may have been towed to a storage facility without your consent. If the vehicle was towed without your consent, and the storage facility wants to charge you a fee, you might contact the Texas Department of Motor Vehicles (TxDMV) at 888-368-4689 (general information line).
A life estate gives a person the right to live on or use property during the life estate owner’s lifetime or until his or her death. Someone else is the full owner of the property. The person only has an ownership interest in the property as long as he or she is alive. Some people will use a life estate to avoid probate.
The way this works is that the property owner (grantor) has a deed prepared that gives the property to someone else (grantee) when the owner dies. The grantor has the right to live on and use the real property until death. At the grantor’s death the real property automatically goes to the grantee. After the life estate is created, generally the grantor cannot sell the property without the consent of the other person. This kind of deed should only be prepared by an attorney.
It is important to learn about Transfer on Death Deeds so you know how to use one.
Please read Transfer on Death . The article will address questions such as: : Information and Answers
- What is a Transfer on Death ?
- Does a Transfer on Death affect my rights while I'm alive?
- What if I own property with someone else?
- Does a Transfer on Death shield the property from creditors?
- Many more...
Go to Transfer on Death . : Information and Answers