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Debt Collection & Payday Loans

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This article tells you what an affirmative defense is and the different types of affirmative defenses. This article was written by the Self-Represented Litigants Project at the Texas Legal Services Center.   
This article tells you about your options if you are facing bankruptcy, you have options. This article was written by a TexasLawHelp volunteer. 
This article was prepared by Legal Aid of Northwest Texas and contains material from other resources as well. It contains a general overview of bankruptcy and is not a substitute for direct representation by or advice from a lawyer.
This article provides answers to what a debt collector can and can not do to your social security or VA benefits. This article was written by the Consumer Financial Protection Bureau. 
This article tells you what a Chapter 13 Bankruptcy is and what it can and cannot do. This article was written by Texas RioGrande Legal Aid. 
This article tells you about what can and cannot be done through a Chapter 7 Bankruptcy. This article was written by Texas RioGrande Legal Aid. 
This article provides information on things you should consider prior to co-signing on a loan. This information was provided by the Federal Trade Commission.
The Houston Bar Association's Consumer Law Handbook contains information on credit, resolving disputes, buying a car, the Deceptive Trade Practices Act, landlord and tenant issues, and more. This handbook was written by the Houston Bar Association.   
This article provides information on credit counselors and Post-Filing Debtor Education. This article was provided by the Federal Trade Commission.
This article tells you about credit reports, how to correct them, and more. This article was written by Texas RioGrande Legal Aid. 
This article, excerpted from material by the Federal Trade Commission, provides resources and information about debt and credit counseling.
This article tells you about your rights and options under the law if you are facing debt collection. This article was written by Texas RioGrande Legal Aid. 
This article contains information about acceptable debt collector communication and how to write a sample letter. This article was provided by the Consumer Financial Protection Bureau.
This article, excerpted from material created by the Federal Trade Commission, tells how the Fair Debt Collection Practices Act (FDCPA) protects survivors from the debts of deceased relatives.
This article provides information on obtaining credit reports and disputing errors, and includes a link to a sample dispute letter. This article is from the Federal Trade Commission.  
This article provides information on credit counseling and pre-bankruptcy counseling. This information was provided by the Federal Trade Commission.
This article provides information on frozen bank accounts and garnished bank accounts. This information was provided by the Federal Trade Commission.
This article provides a brief overview of how to request your credit report and take steps to correct errors in it. It was written by the St. Mary's University School of Law Center for Legal and Social Justice, and contains references to other useful resources as well.
This article provides information about what to do if you notice a mistake on your credit card bill, as well as other information. This article was provided by The Consumer Financial Protection Bureau.
This article provides information on how to reply to a debt collector. This information was provided by the Consumer Financial Protection Bureau.