For the forms and instructions required by the Texas Rules of Civil Procedure, see Exempt Property in Debt Collection.
If a creditor or debt collector has sued you and won, they will often take (or "seize") your money or property to pay the debt. But state and federal laws, called "exemptions," protect some kinds of money and property from being taken to pay a debt. Money such as retirement benefits, disability benefits, veterans benefits, unemployment, and some wages may be protected, as well as property such as a homestead, car, tools for your job, and livestock. You should notify creditors if your property is protected, and you may also be able to get your protected property back if it has been wrongly taken.
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