Property Law Issues During COVID-19

Apply for help with your mortgage payments through the Texas Homeowners Assistance Fund Program. 

Many lenders are also allowing borrowers to postpone mortgage payments through forbearance. Talk to your loan servicer about these options. Borrowers with Fannie Mae, Freddie Mac, and HUD mortgages may be entitled to limited forbearance upon request.

Learn more about mortgages and foreclosures during COVID-19 here. 

Call 211 or go to Help for Texans to search for local programs that can give emergency utility assistance. Select "Utility Bill Payment Help" and enter your city or county at the bottom of the page.

See Help with Utilities for more information on assistance programs and how to work with your utility provider to stay connected.

COVID-19 has forced many people to work and study from home. Read this article for information on how you might be able to get help with internet.

The law requires landlords to reasonably accommodate tenants who have disabilities and protects such tenants from discrimination. See this article for information about rights for disabled tenants.

Your landlord cannot keep you from accessing your home. Even if your lease says your landlord can change the locks, they must give you a key on request. Read this article to find out what to do if your landlord locks you out.

Some people might try to take advantage of you in your time of need. Falling for a scam can put you in debt and even cause you to lose your home.

HUD and its partners put together these anti-scam resources. This information can help you see scams coming as well as tell you what to do if you are the victim of a scam.

Know it. Avoid it. Report it.