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Health Insurance for Children - CHIP

This article provides information on health insurance for children as well as Medicaid-CHIP programs. This article was provided by the Texas Health and Human Services Commission.

About CHIP and Children's Medicaid

Children in Texas without health insurance may be able to get low cost or free health coverage from the Children’s Health Insurance Program (CHIP) or Children’s Medicaid. Both programs cover office visits, prescription drugs, dental care, eye exams, glasses, and much more. Learn more about what is covered.

Families with children who get Children’s Medicaid pay nothing and children with CHIP pay no more than $50 a year for health care coverage. Some families with CHIP also may need to pay co-pays for some services. Learn more about costs.


What is covered under CHIP?

CHIP and Children’s Medicaid both offer many benefits:

  • Dentist visits, cleanings, and fillings
  • Eye exams and glasses
  • Choice of doctors, regular checkups, and office visits
  • Prescription drugs and vaccines
  • Access to medical specialists and mental health care
  • Hospital care and services
  • Medical supplies, X-rays, and lab tests
  • Treatment of special health needs
  • Treatment of pre-existing conditions

How do I know if I qualify ?

To qualify, a child must be:

Age 18 or younger*.

*Children up to age 20 can qualify for Medicaid in some cases.

  • A Texas resident.
  • A U.S. citizen or legal permanent resident.

What if I am not a U.S. citizen?
We do not ask about the citizenship or immigration status of the parent. Only the child must be a U.S. citizen or legal permanent resident in Texas to be considered for CHIP/Children’s Medicaid coverage.

Who can apply?

Any adult who lives more than half the time with an uninsured child may apply. This includes parents, stepparents, grandparents, other relatives, legal guardians, or adult brothers or sisters.
Anyone age 19 or younger who lives on their own can apply.
A pregnant person of any age can apply for CHIP perinatal services for her unborn child or apply for Medicaid.


Click the link below for more information on the Medicaid and CHIP program.