Employer: Non-Covered Employers

Authored By: Texas Department of Insurance, Division of Workers' Compensation
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My Employer Does Not Have Worker's Compensation Insurance Coverage. What does that mean for me?

From Linked Resource:

Subscribing to workers' compensation insurance puts a limit on the amount and type of compensation that an injured employee may receive - the limits are set in the law. Being a "non-subscriber", i.e., going "bare" or without coverage, leaves an employer open to personal injury lawsuits from employees who are injured on the job - the damages and attorney's fees are almost unlimited - in addition, certain defenses available in most personal injury lawsuits, such as assumption of the risk, contributory negligence, "last clear chance", and co-worker negligence, are not available to a non-subscriber in a job injury case.

Please Click Here for more information on non covered Employers 

Please Click HERE for more information from the Texas Department of Insurance

Click the link below for more information. : www.tdi.state.tx.us

Last Review and Update: Jan 18, 2016