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Disaster Relief: Homeowners' Insurance

Authored By: Texas RioGrande Legal Aid
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Contents
Information Link

Information

 

What Kinds of Losses are Covered By Insurance?

Recovery for losses depends on the type of insurance and the terms of the policy. Most property insurance covers losses from fire, smoke, wind, theft, riots, vandalisim, and water damage NOT caused by flood.

Flood Insurance is a separate policy.

A homeowner's policy covers wind-blown rain damage if it can be shown the water damage was caused by wind and not due to flooding. Car insurance usually covers physical damage to the vehicle.

 

CLICK THE LINK BELOW TO READ THE FULL PACKET -- It has information on:

  • Flood Insurance

  • Making an Insurance Claim

  • How to Prove Your losses

  • Damage Estimates and More.

Link: www.trla.org