Disaster Relief: Homeowners' Insurance
Authored By: Texas RioGrande Legal Aid
- Read this in:
- Spanish / Español
What Kinds of Losses are Covered By Insurance?
Recovery for losses depends on the type of insurance and the terms of the policy. Most property insurance covers losses from fire, smoke, wind, theft, riots, vandalisim, and water damage NOT caused by flood.
Flood Insurance is a separate policy.
A homeowner's policy covers wind-blown rain damage if it can be shown the water damage was caused by wind and not due to flooding. Car insurance usually covers physical damage to the vehicle.
CLICK THE LINK BELOW TO READ THE FULL PACKET -- It has information on:
Making an Insurance Claim
How to Prove Your losses
Damage Estimates and More.