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The Different Types of Worker's Compensation Benefits

Authored By: Texas Department of Insurance, Division of Workers' Compensation
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Information

 

From Linked Resource:

 

Overview

There are four types of workers' compensation benefits:
  • Income benefits (other than impairment income benefits) replace a portion of any wages you lose because of a work-related injury or illness. Income benefits include temporary income benefits(TIBs); impairment income benefits (IIBs); supplemental income benefits (SIBs); and lifetime income benefits (LIBs).
  • Medical benefits benefits pay necessary medical care to treat your work-related injury or illness.
  • Burial benefits pay for some of the deceased employee's funeral expenses to the person who paid the funeral expenses.
  • Death benefits replace a portion of lost family income for eligible family members of employees killed on the job.

 

INCOME BENEFITS

From linked resource:

 

Income benefits replace a portion of wages you lose because of a work-related injury or illness.  
There are four types of income benefits: Please click the links below for information on each different type of benefit. 
• temporary income benefits (TIBs);
• impairment income benefits (IIBs);
• supplemental income benefits (SIBs); and
• lifetime income benefits (LIBs).

 

Medical Benefits

From Linked Resource:

 

Medical benefits pay for necessary medical care to treat your work-related injury or illness. Your employer's workers' compensation insurance carrier pays medical benefits directly to the health care provider who provides your medical treatment.

Medical benefits are paid only for the treatment of your work-related injury or illness. The insurance carrier does not pay for the treatment of other injuries or illnesses, even if the treatment was provided at the same time you received treatment for your work-related injury. Your health care provider may not bill you for treatment related to a work-related injury or illness, but may bill you for treatment of other injuries or illnesses.

Click HERE for more information on worker's compensation medical benefits

Death and Burial Benefits

From Linked Resoruce:

 

Death benefits may be available to replace a portion of family income that is lost when an employee dies because of a work-related injury or occupational illness. A surviving spouse, minor children, dependent grandchildren or other dependents of the deceased employee may be eligible to receive death benefits.

Burial benefits may also be available to pay some of the deceased employee's burial expenses. Burial benefits are only paid to the person(s) who paid burial expenses.

Click HERE for more information on worker's compensation, Death and Burial Benefits