Homeownership

Legal Resources

• Making Home Affordable Program

  The Obama Administration's Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure. Content Detail

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  Spanish / Español

  Vietnamese / Tiếng Việt

• Mortgage Borrowers' Rights

  Content Detail

  By:

  U.S. Dept. of Housing & Urban Development

  Read this in:

  Spanish / Español

• Protecting the Equity in Your Home

  Content Detail

  By:

  Texas Office of Consumer Credit Commissioner

• Reverse Mortgages: Are They for You?

  This is a guide to assist you in evaluating whether a reverse mortgage is right for you. Content Detail

  By:

  US Comptroller of the Currency

• Reverse Mortgages in Texas

  If you or your spouse is 62 years old or older, you may be able to take out a home equity loan that has special protections for seniors. Content Detail

  By:

  Texas Office of Consumer Credit Commissioner

• Safe and Sound at Home: Tips for Protecting Your Equity

  Beware of lenders who tempt you to borrow against your home's equity. They may give you a loan you cannot repay. If you fall behind, the lender can take your home away.... Content Detail

  By:

  Office of Conmsumer Credit Commissioner

• Think Twice About Using Your Home As Collateral

  Content Detail

  By:

  Federal Trade Commission

• You May Be Able to Cancel Mortgage Insurance and Save $$

  If you paid less than 20 percent down for your home, the lender may have required you to get private mortgage insurance (PMI). You may be able to cancel that under federal law and save yourself a lot of money. Content Detail

  By:

  Federal Trade Commission

• Your Rights and the Responsibilities of the Mortgage Servicer

  Content Detail

  By:

  U.S. Dept. of Housing & Urban Development

  Read this in:

  Spanish / Español