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Other Elder Law Issues
Legal Resources
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Beware of Health Care Scams Related to Insurance Reform
The Texas Department of Insurance has received information that scam artists may be attempting to defraud consumers about recently enacted federal health insurance reforms. These reports from Texas and across the nation indicate that fake agents and sales representatives are going door-to-door claiming to be with the federal government and peddling phony health insurance policies. Elderly consumers are prime targets for these scams. Content Detail
- By:
- Texas Department of Insurance
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HICAP: Health Information Counseling and Advocacy Program
Information about the HICAP Program and how to reach a benefits counselor for assistance with issues related to Medicare, Medicaid, private insurance (Medicare supplement and long-term care), guardianship, social service programs, and insurance fraud against seniors. Content Detail
- By:
- Texas Department of Insurance
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How the New Health Care Law Benefits You
A guide to how the new healthcare law can benefit Texans. Content Detail
- By:
- AARP
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Information and Services for Caregivers
- By:
- Department of Aging and Disability Services
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Living Trust Scams and the Senior Consumer
Learn how to avoid becoming a victim when purchasing a living trust. Content Detail
- By:
- Texas Young Lawyers Association
- Read this in:
- Spanish / Español
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Private Fee-for-Service Plans
Private fee-for-service (PFFS) plans are a different Medicare+Choice (M+C) options available in Texas. Private insurance companies under contract with Medicare offer this plan. Content Detail
- By:
- Texas Department of Insurance
- Read this in:
- Spanish / Español
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Shopping for Long-Term Care Insurance
If you have shopped for long-term care insurance for yourself or for someone else, you´ve probably encountered complicated options, unfamiliar terms, and difficult calculations. Since long-term care insurance isn´t standardized in Texas, every policy is different. In general, there are some questions you should ask about each policy you´re considering. Content Detail
- By:
- Texas Department of Insurance
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The Cost of Long-Term Care
Long-term care can be expensive. The cost depends on the amount and type of care you need and where you receive it. Most long-term care costs are paid by Medicaid, a federal-state assistance program for people who qualify. People with low incomes may already qualify for Medicaid, and those with moderate incomes may be able to "spend down" their assets to qualify. Content Detail
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The Truth About Living Trusts
Just like a will, a revocable living trust is a written document that lets you direct how your property will pass after your death. Unlike a will, it also directs how you want your property managed during any disability. Content Detail
- By:
- AARP
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Tips When Shopping for Insurance
Insurance is a product you purchase to protect yourself from financial disasters, and your needs for protection can change over time. It´s important to understand the insurance policies you have and decide if those coverages are still right for you. If you´re considering buying insurance, here are some shopping tips to remember. Content Detail
- By:
- Texas Department of Insurance
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