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Budgets and Financial Planning

General Legal Information

This section provides general guides to money management and financial planning to help you avoid potential bumps in the road financially.

  • Focus on Your Finances: Preparing For Your Future

    Click here for information on how you can prepare for your financial future. Read More

    By:
    Federal Trade Commission
  • Alternatives to Bankruptcy

    Click here for detailed information about what are other options besides bankruptcy when dealing with debts. Read More

    By:
    Partnership for Legal Access
    Read this in:
    Spanish / Español
  • Heating and Cooling Your Home

    Click this link for information from the Federal Trade Commission on heating and cooling your home. Read More

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Preaparing Your Finances For Emergencies

    Hurricane Sandy reminded us that disasters – storms, fires, floods, earthquakes – can happen to anyone, and when they do you have little time to react. If you had to leave your home in an emergency, you would only have minutes to choose what stays and what goes, and your financial records may be one of the last things on your mind. So, collecting and organizing your financial information now could help you avoid problems and recover faster. Read More

    By:
    Consumer Financial Protection Bureau; Dan Rutherford
  • Unaffordable Utility Bills

    Information on your rights as an electric consumer to choose the most affordable electric company and more information about emergency assistance paying household bills. If you can't pay your utility bills, these resources can help. Read More

  • Compound Interest Calculator

    Please click this link for an idea of how compound interest works. Content Detail

    By:
    myarmyonesource.com
  • Coping with Debt

    Information on how to cope with Debt from the Federal Trade Commission Read More

    By:
    Federal Trade Commission
  • Credit Reporting Fact Sheet

    Click this link for information on what a Credit Report is and how it affects you and your life. Read More

    By:
    Texas RioGrande Legal Aid
    Read this in:
    Spanish / Español
    Vietnamese / Tiếng Việt
    Chinese / 中文
  • Investment Risks

    Promoters of alternative investment and money-making opportunities sometimes make their deals seem like a sure thing. The truth is that the higher the potential reward, the higher the risk. Don’t do business with someone who tries to convince you otherwise. Content Detail

    By:
    Federal Trade Commission
  • Keeping a Budget

    A good video on some of the benefits of keeping a budget. Read More

    By:
    Federal Trade Commission
  • Life Events and Financial Planning

    Life is full of surprises. Often, a pivotal event, such as marriage, a new child, or a family emergency results in a new focus on financial security. Planning for life's major changes can help bring peace of mind, and help you to meet your financial goals. This section provides suggestions on how to prepare for these events and keep your finances on track. Content Detail

    By:
    United States Security and Exchange Commission
  • My Money Five

    Making the most of your money starts with five building blocks for managing and growing your money -- The MyMoney Five. Keep these five principles in mind as you make day-to-day decisions and plan your financial goals. Content Detail

    By:
    U.S. Financial Literacy and Education Commission
  • Roadmap to Saving and Investing

    Knowing how to secure your financial well-being is one of the most important things you can do for yourself. You don’t have to be a genius to do it. You just just need to know a few basics, form a plan, and be ready to stick to it. To end up where you want to be, you need a financial plan. Ask yourself what you want. List your most important goals first. Decide how many years you have to meet each specific goal, because when you save or invest, you’ll need to find an option that fits your time frame. Here are some tools to help you decide how much you’ll need to save for various need. Read More

    By:
    U.S. Securities and Exchange Commission
  • Savings Calculator

    Please use the calculator at the link below to plan your savings plans for the future. Content Detail

    By:
    myarmyonesource.com