Texas Free Legal Forms, Law, Pro Bono Help Finder, and Resources

Debt Collection, Garnishment, and Reposession

Legal Resources

This section provides good guides and publications on the following subjects:

Debt Collection: The process that creditors use to try and get funds they feel is owed to them by debtors.

Garnishment: When a creditor gets a court order to take funds directly from income (ex: work paycheck) to get back funds owed to them by a debtor.

Repossession:  The act of taking back a piece of property that was used as collateral by a debtor to borrow funds from a creditor.

  • Repayment, Debt Harrassment & Laws to Protect You

    Texas Attorney General's Office Explains pay off plans, contacting collectors, laws prohibiting debt collectors from harassing you to collect or implying they will do things that are illegal or fraudulent. Click this link to find out more about your rights and options. Content Detail

    By:
    Texas Attorney General
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    English
  • Cease & Desist Letter Template, Debt Nullification & Places that Can Help

    The National Consumer Law Center explains in a brief pamphlet: options to nullify or reduce debt, government agencies to report harassment by debt collectors, and provides a template you can follow to type up your own official and legal Cease & Desist Letter to stop harassing calls and threats. Content Detail

    By:
    National Consumer Law Center
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    English
  • Beware of Debt Relief Scams - Contact Gov't Resources

    What debt relief and mortgage relief companies can and cannot do under the law, what to watch out for, and reliable agencies and free resources you can use instead. Content Detail

    By:
    National Consumer Law Center
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    English
  • How to File an Appeal

    This how-to guide explains how to file an appeal to a court's decision and includes sample templates and explanations for the necessary paperwork and court-imposed deadlines. Content Detail

    By:
    Texas Young Lawyers Association
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    English
  • Student Loan Deferment Packet

    A deferment is a way to postpone paying back your student loans for a certain period of time. This packet contains information about the federal student loan unemployment deferment. Click this link for more information and a self packet to help you, now! Content Detail

    By:
    Student Loan Borrower Assistance
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    English