Credit Reports and Credit Access

Legal Resources

• Building a Better Credit Report

  If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file is known as your credit report. It is chock full of information on where you live, how you pay your bills, and whether you've been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses with a legitimate need for it. They use the information to evaluate your applications for credit, insurance, employment, or a lease. Content Detail

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  Federal Trade Commission

• Credit Chat: FYI about Credit

  credit options, credit ratings, credit terms, credit tips... Content Detail

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  Office of Consumer Credit Commissioner

• Credit Repair: How to Help Yourself

  The Federal Trade Commission (FTC) says do yourself a favor and save some money, too. Content Detail

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  Fair Housing Project, Austin Tenants' Council

• Credit Report Dispute Form

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  Austin Tenants' Council

• Credit vs. Debit: Which Should You Use?

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  National Consumer Law Center

• Fox26Law: Your Legal Questions Answered

  Every Tuesday and Thursday in its 7 a.m. newscast on FOX 26 Morning News, legal analyst Chris Tritico offers up some free legal insight. On this page you can ask your questions, watch previous segments, and read Chris' online-only responses to various questions. Content Detail

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  Fox26 KRIV

• Improve Your Credit Score with these Simple Secrets

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  AARP